The Corporation is also addressing the problem of unemployment in the State under the Chief Minister’s Self Employment Scheme in which educated unemployed youth of the State are guided to take up income generating schemes through self employment.
The Hon’ble Chief Minister of Sikkim has announced on 23rd March 2002 with his vision to provide employment opportunities to the educated youths and help set up micro self-employment ventures in the State. The salient features of the schemes are as such:
Under Chief Minister Self employment Scheme the educated unemployed youth of Sikkim can availed the loan under the following Schemes:-
1. Industrial and service sector.
2. Hotel, Guest House, Lodging Restaurants
3. Agriculture and allied
4. Animal breeding, poultry, piggery, dairy, bee keeping etc.
5. Technical Trades such as electricians, plumbers, steel fabrication works, TV Radio, Mobile, Automobile repairs motor mechanical, book binding, chemical booth etc.
6. Artisans and tradition occupation.
7. Small Business- like tea shops, General provision shop grocery manihari shops, readymade garments shop newspaper/magazine shops etc.
Loan Limit/Quantum of loan
The quantum of loan shall not exceed Rs. 10.00 lakhs per individual per scheme.
Rate of Interest
The loan shall be interest for two years from the date of 1st disbursement. Thereafter it shall carry interest @ 6% p.a.
Repayment Schedule The loan shall be repayable in 60 equated monthly installments after the repayment holiday/ moratorium of 2 years. However, the loanee can make repayment before the due date.
Financial Releif
The Financial Relief provided by the State Govt. to the existing beneficiaries under Chief Minister’s Self Employment Scheme (CMSES) for time bound closure of existing loans for an initial period of two months vide Notifications as under:
- 1. Notification No. 38/HOME/2018 Dated 02/07/2018;
- 2. Notification No. 2/C&I/ 18-19 Dated 21.08.2018
- 3. Notification No. 3/C&I/2018-19 Dated 06.11.2018
- 4. Notification No. 5/C&I/2018-19 Dated 10.01.2019
As per the Sikkim Government Gazette Notification the State Govt. is providing Financial Relief to existing loan beneficiaries under CMSES for time bound closures as under:
a). CMSES loans shall be provided 50% subsidy by the Government on the principal and the interest will be exempted from repayment and treated as subsidy from the Government for the those beneficiaries who are unemployed under this category.
b). Loanees under CMSES catogery who later secured Government employment shall also be exempted from payment of interest as subsidy from the Govt. provided the principal amount is paid 100%.
Details of Chief Minister’s Self Employment Scheme
(CMSES) Upto March 2019
2002-2003 | 2003-2004 | 2004-05 | 2005-06 | 2006-07 | 2007-08 | 2008-09 | 2009-10 | |||||||||
Activity – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
Industry | 49 | 33.50 | 64 | 43.50 | 2 | 1.00 | 3 | 6.80 | 0 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0 | 0.00 |
Agriculture | 93 | 59.00 | 121 | 76.50 | 5 | 3.00 | 13 | 24.40 | 2 | 4.00 | 9 | 15.50 | 21 | 32.00 | 11 | 16.50 |
Animal Husbandry | 444 | 263.50 | 512 | 304.00 | 19 | 11.00 | 13 | 14.50 | 0 | 0.00 | 12 | 12.05 | 41 | 63.50 | 214 | 321.00 |
Services | 51 | 38.50 | 65 | 45.50 | 5 | 4.00 | 4 | 10.00 | 1 | 4.00 | 0 | 0.00 | 168 | 260.75 | 0 | 0.00 |
Business | 565 | 344.50 | 686 | 419.00 | 20 | 12.00 | 15 | 27.00 | 0 | 0.00 | 51 | 68.63 | 354 | 578.70 | 721 | 1,041.50 |
Tourism | 156 | 105.00 | 159 | 111.50 | 8 | 6.50 | 8 | 27.00 | 3 | 9.00 | 40 | 79.50 | 193 | 323.00 | 200 | 300.00 |
Vehicles | ||||||||||||||||
Others | 126 | 87.50 | 33 | 24.00 | 1 | 1.00 | 1 | 5.00 | 1 | 5.00 | 30 | 65.18 | 138 | 246.40 | 117 | 175.00 |
Total | 1484 | 931.50 | 1640 | 1024.00 | 60 | 38.50 | 57 | 114.70 | 7 | 22.00 | 142 | 240.86 | 915 | 1,504.35 | 1263 | 1,854.00 |
2010-11 | 2011-12 | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | |||||||||
Activity – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
Industry | 0 | 0.00 | 0 | 0.00 | 0.00 | 6 | 15.00 | 0 | 0.00 | 0 | 0 | 0 | 0 | 0 | 0 | |
Agriculture | 28 | 42.00 | 5 | 13.50 | 12 | 16.50 | 17 | 26.00 | 0 | 0.00 | 0 | 0 | 0 | 0 | 0 | 0 |
Animal Husbandry | 174 | 261.00 | 38 | 61.60 | 84 | 103.75 | 39 | 58.50 | 0 | 0.00 | 2.00 | 5.00 | 0 | 0 | 0 | 0 |
Services | 0 | 0.00 | 0 | 0.00 | 191 | 253.00 | 58 | 103.50 | 0 | 0.00 | 0 | 0 | 0 | 0 | ||
Business | 180 | 270.00 | 64 | 98.25 | 43 | 76.50 | 180 | 229.00 | 0 | 0.00 | 9.00 | 26.50 | 0 | 0 | 0 | 0 |
Tourism | 87 | 130.50 | 47 | 105.75 | 22 | 35.75 | 11 | 141.00 | 0 | 0.00 | 4.00 | 15.00 | 1.00 | 4.00 | 1 | 4.5 |
Vehicles | 45 | 185.16 | 73 | 127.50 | 84 | 226.00 | 0 | 0.00 | 10.00 | 30.00 | 0 | 0 | ||||
Others | 75 | 112.50 | 39 | 81.50 | 43 | 108.25 | 515 | 584.00 | 0 | 0.00 | 5.00 | 17.00 | 1.00 | 3.50 | 0 | 0 |
Total | 544 | 816.00 | 238 | 545.76 | 468 | 721.25 | 910 | 1383.00 | 0 | 0.00 | 30.00 | 93.50 | 2.00 | 7.50 | 1 | 4.5 |
2018-19 | Cumulative | |||||
Activity – wise | No | Amount | Activity – wise | No | Amount | |
Industry | 0 | 0.00 | Industry | 124 | 99.80 | |
Agriculture | 0 | 0.00 | Agriculture | 337 | 328.90 | |
Animal Husbandry | 0 | 0.00 | Animal Husbandry | 1592 | 1,479.40 | |
Services | 0 | 0.00 | Services | 543 | 719.25 | |
Business | 0 | 0.00 | Business | 2888 | 3,191.58 | |
Tourism | 0 | 0.00 | Tourism | 940 | 1,398.00 | |
Vehicles | 0.00 | Vehicles | 212 | 568.66 | ||
Others | 0 | 0.00 | Others | 1125 | 1,515.83 | |
Total | 0 | 0.00 | TOTAL | 7761 | 9,301.42 |
2002-2003 | 2003-2004 | 2004-05 | 2005-06 | 2006-07 | 2007-08 | 2008-09 | 2009-10 | |||||||||
District – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
East | 619 | 399.00 | 674 | 429.00 | 11 | 8.00 | 27 | 54.20 | 3 | 12.00 | 94 | 166.91 | 391 | 643.75 | 283 | 421.00 |
West | 418 | 248.00 | 458 | 275.50 | 21 | 13.50 | 15 | 27.00 | 1 | 2.50 | 21 | 31.45 | 269 | 432.90 | 595 | 865.50 |
North | 127 | 80.00 | 100 | 57.50 | 0 | 0.00 | 6 | 14.00 | 2 | 4.00 | 4 | 14.25 | 33 | 51.50 | 102 | 153.00 |
South | 320 | 204.50 | 408 | 262.00 | 28 | 17.00 | 9 | 19.50 | 1 | 3.50 | 23 | 28.25 | 222 | 376.20 | 283 | 414.50 |
1484 | 931.50 | 1640 | 1024.00 | 60 | 38.50 | 57 | 114.70 | 7 | 22.00 | 142 | 240.86 | 915 | 1,504.35 | 1263 | 1,854.00 | |
2010-11 | 2011-12 | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | |||||||||
No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | % |
198 | 297.00 | 84 | 189.00 | 185 | 257.50 | 244 | 394.50 | 11.00 | 28.50 | 1.00 | 3.50 | 0 | 0.00 | 36% | ||
159 | 238.50 | 34 | 80.97 | 102 | 172.75 | 252 | 370.50 | 8.00 | 26.50 | 1.00 | 4.00 | 1 | 4.50 | 30% | ||
45 | 67.50 | 14 | 39.60 | 38 | 70.00 | 65 | 124.50 | 2.00 | 6.00 | 0 | 0.00 | 7% | ||||
142 | 213.00 | 106 | 236.19 | 143 | 221.00 | 349 | 493.50 | 9.00 | 32.50 | 0 | 0.00 | 27% | ||||
544 | 816.00 | 238 | 545.76 | 468 | 721.25 | 910 | 1383.00 | 0 | 0.00 | 30.00 | 93.50 | 2.00 | 7.50 | 1 | 4.50 | 100% |
2018-19 | ||||||||||||||||
No | Amount | % | ||||||||||||||
0 | 0.00 | 0% | ||||||||||||||
0 | 0.00 | 0% | ||||||||||||||
0 | 0.00 | 0% | ||||||||||||||
0 | 0.00 | 0% | ||||||||||||||
0 | 0.00 | 0% | ||||||||||||||
Cumulative | ||||||||||||||||
No | Amount | % | ||||||||||||||
2825 | 3,303.86 | 36% | ||||||||||||||
2355 | 2,794.07 | 30% | ||||||||||||||
538 | 681.85 | 7% | ||||||||||||||
2043 | 2,521.64 | 27% | ||||||||||||||
7761 | 9,301.42 | 100% |
2002-2003 | 2003-2004 | 2004-05 | 2006-07 | 2007-08 | 2008-09 | 2009-2010 | ||||||||||
Gender – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
Female | 552 | 346.50 | 408 | 408.00 | 28 | 19.00 | 15 | 21.00 | 1 | 5.00 | 62 | 141.93 | 369 | 600.40 | 487 | 730.50 |
Male | 932 | 585.00 | 1232 | 616.00 | 32 | 19.50 | 42 | 93.70 | 6 | 17.00 | 80 | 98.93 | 546 | 903.95 | 776 | 1,123.50 |
1484 | 931.50 | 1640 | 1024.00 | 60 | 38.50 | 57 | 114.70 | 7 | 22.00 | 142 | 240.86 | 915 | 1,504.35 | 1263 | 1,854.00 | |
2010-11 | 2011-12 | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | |||||||||
No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | |
220 | 330.00 | 101 | 230.51 | 206 | 298.50 | 276 | 403.50 | 10.00 | 28.50 | 2.00 | 7.50 | 1 | 4.50 | |||
324 | 486.00 | 137 | 410.07 | 262 | 422.75 | 634 | 979.50 | 20.00 | 65.00 | 0 | 0.00 | |||||
544 | 816.00 | 238 | 640.58 | 468 | 721.25 | 910 | 1383.00 | 0 | 0.00 | 30.00 | 93.50 | 2.00 | 7.50 | 1 | 4.50 | |
2018-19 | ||||||||||||||||
No | Amount | |||||||||||||||
0 | 0.00 | |||||||||||||||
0 | 0.00 | |||||||||||||||
0 | 0.00 | |||||||||||||||
Cumulativ | ||||||||||||||||
No | Amount | % | ||||||||||||||
2738 | 3,575.34 | 38% | ||||||||||||||
5023 | 5,820.90 | 62% | ||||||||||||||
7761 | 9,396.24 | 100% |
Details of Chief Minister’s Self Employment Scheme
(CMSES) Upto March 2021
2002-2003 | 2003-2004 | 2004-05 | 2005-06 | 2006-07 | 2007-08 | 2008-09 | 2009-10 | |||||||||
Activity – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
Industry | 49 | 33.50 | 64 | 43.50 | 2 | 1.00 | 3 | 6.80 | 0 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0 | 0.00 |
Agriculture | 93 | 59.00 | 121 | 76.50 | 5 | 3.00 | 13 | 24.40 | 2 | 4.00 | 9 | 15.50 | 21 | 32.00 | 11 | 16.50 |
Animal Husbandry | 444 | 263.50 | 512 | 304.00 | 19 | 11.00 | 13 | 14.50 | 0 | 0.00 | 12 | 12.05 | 41 | 63.50 | 214 | 321.00 |
Services | 51 | 38.50 | 65 | 45.50 | 5 | 4.00 | 4 | 10.00 | 1 | 4.00 | 0 | 0.00 | 168 | 260.75 | 0 | 0.00 |
Business | 565 | 344.50 | 686 | 419.00 | 20 | 12.00 | 15 | 27.00 | 0 | 0.00 | 51 | 68.63 | 354 | 578.70 | 721 | 1,041.50 |
Tourism | 156 | 105.00 | 159 | 111.50 | 8 | 6.50 | 8 | 27.00 | 3 | 9.00 | 40 | 79.50 | 193 | 323.00 | 200 | 300.00 |
Vehicles | ||||||||||||||||
Others | 126 | 87.50 | 33 | 24.00 | 1 | 1.00 | 1 | 5.00 | 1 | 5.00 | 30 | 65.18 | 138 | 246.40 | 117 | 175.00 |
Total | 1484 | 931.50 | 1640 | 1024.00 | 60 | 38.50 | 57 | 114.70 | 7 | 22.00 | 142 | 240.86 | 915 | 1,504.35 | 1263 | 1,854.00 |
2010-11 | 2011-12 | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | |||||||||
Activity – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
Industry | 0 | 0.00 | 0 | 0.00 | 0.00 | 6 | 15.00 | 0 | 0.00 | 0 | 0 | 0 | 0 | 0 | 0 | |
Agriculture | 28 | 42.00 | 5 | 13.50 | 12 | 16.50 | 17 | 26.00 | 0 | 0.00 | 0 | 0 | 0 | 0 | 0 | 0 |
Animal Husbandry | 174 | 261.00 | 38 | 61.60 | 84 | 103.75 | 39 | 58.50 | 0 | 0.00 | 2.00 | 5.00 | 0 | 0 | 0 | 0 |
Services | 0 | 0.00 | 0 | 0.00 | 191 | 253.00 | 58 | 103.50 | 0 | 0.00 | 0 | 0 | 0 | 0 | ||
Business | 180 | 270.00 | 64 | 98.25 | 43 | 76.50 | 180 | 229.00 | 0 | 0.00 | 9.00 | 26.50 | 0 | 0 | 0 | 0 |
Tourism | 87 | 130.50 | 47 | 105.75 | 22 | 35.75 | 11 | 141.00 | 0 | 0.00 | 4.00 | 15.00 | 1.00 | 4.00 | 1 | 4.5 |
Vehicles | 45 | 185.16 | 73 | 127.50 | 84 | 226.00 | 0 | 0.00 | 10.00 | 30.00 | 0 | 0 | ||||
Others | 75 | 112.50 | 39 | 81.50 | 43 | 108.25 | 515 | 584.00 | 0 | 0.00 | 5.00 | 17.00 | 1.00 | 3.50 | 0 | 0 |
Total | 544 | 816.00 | 238 | 545.76 | 468 | 721.25 | 910 | 1383.00 | 0 | 0.00 | 30.00 | 93.50 | 2.00 | 7.50 | 1 | 4.5 |
2018-19 | 2019-20 | 2020-21 | Cumulative | |||||||||||
Activity – wise | No | Amount | Activity – wise | No | Amount | Activity – wise | No | Amount | Activity – wise | No | Amount | |||
Industry | 0 | 0.00 | Industry | 0 | 0.00 | Industry | 0 | 0.00 | Industry | 124 | 99.80 | |||
Agriculture | 0 | 0.00 | Agriculture | 0 | 0.00 | Agriculture | 0 | 0.00 | Agriculture | 337 | 328.90 | |||
Animal Husbandry | 0 | 0.00 | Animal Husbandry | 0 | 0.00 | Animal Husbandry | 0 | 0.00 | Animal Husbandry | 1592 | 1,479.40 | |||
Services | 0 | 0.00 | Services | 0 | 0.00 | Services | 0 | 0.00 | Services | 543 | 719.25 | |||
Business | 0 | 0.00 | Business | 0 | 0.00 | Business | 0 | 0.00 | Business | 2888 | 3,191.58 | |||
Tourism | 0 | 0.00 | Tourism | 0 | 0.00 | Tourism | 0 | 0.00 | Tourism | 940 | 1,398.00 | |||
Vehicles | 0.00 | Vehicles | 0.00 | Vehicles | 0.00 | Vehicles | 212 | 568.66 | ||||||
Others | 0 | 0.00 | Others | 0 | 0.00 | Others | 0 | 0.00 | Others | 1125 | 1,515.83 | |||
Total | 0 | 0.00 | Total | 0 | 0.00 | Total | 0 | 0.00 | TOTAL | 7761 | 9,301.42 |
2002-2003 | 2003-2004 | 2004-05 | 2005-06 | 2006-07 | 2007-08 | 2008-09 | 2009-10 | |||||||||
District – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
East | 619 | 399.00 | 674 | 429.00 | 11 | 8.00 | 27 | 54.20 | 3 | 12.00 | 94 | 166.91 | 391 | 643.75 | 283 | 421.00 |
West | 418 | 248.00 | 458 | 275.50 | 21 | 13.50 | 15 | 27.00 | 1 | 2.50 | 21 | 31.45 | 269 | 432.90 | 595 | 865.50 |
North | 127 | 80.00 | 100 | 57.50 | 0 | 0.00 | 6 | 14.00 | 2 | 4.00 | 4 | 14.25 | 33 | 51.50 | 102 | 153.00 |
South | 320 | 204.50 | 408 | 262.00 | 28 | 17.00 | 9 | 19.50 | 1 | 3.50 | 23 | 28.25 | 222 | 376.20 | 283 | 414.50 |
1484 | 931.50 | 1640 | 1024.00 | 60 | 38.50 | 57 | 114.70 | 7 | 22.00 | 142 | 240.86 | 915 | 1,504.35 | 1263 | 1,854.00 | |
2010-11 | 2011-12 | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | |||||||||
No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | % |
198 | 297.00 | 84 | 189.00 | 185 | 257.50 | 244 | 394.50 | 11.00 | 28.50 | 1.00 | 3.50 | 0 | 0.00 | 36% | ||
159 | 238.50 | 34 | 80.97 | 102 | 172.75 | 252 | 370.50 | 8.00 | 26.50 | 1.00 | 4.00 | 1 | 4.50 | 30% | ||
45 | 67.50 | 14 | 39.60 | 38 | 70.00 | 65 | 124.50 | 2.00 | 6.00 | 0 | 0.00 | 7% | ||||
142 | 213.00 | 106 | 236.19 | 143 | 221.00 | 349 | 493.50 | 9.00 | 32.50 | 0 | 0.00 | 27% | ||||
544 | 816.00 | 238 | 545.76 | 468 | 721.25 | 910 | 1383.00 | 0 | 0.00 | 30.00 | 93.50 | 2.00 | 7.50 | 1 | 4.50 | 100% |
2018-19 | 2019-20 | 2020-21 | ||||||||
No | Amount | % | No | Amount | % | No | Amount | % | ||
0 | 0.00 | 0% | 0 | 0.00 | 0% | 0 | 0.00 | 0% | ||
0 | 0.00 | 0% | 0 | 0.00 | 0% | 0 | 0.00 | 0% | ||
0 | 0.00 | 0% | 0 | 0.00 | 0% | 0 | 0.00 | 0% | ||
0 | 0.00 | 0% | 0 | 0.00 | 0% | 0 | 0.00 | 0% | ||
0 | 0.00 | 0% | 0 | 0.00 | 0% | 0 | 0.00 | 0% |
Cumulative | ||
No | Amount | % |
2825 | 3,303.86 | 36% |
2355 | 2,794.07 | 30% |
538 | 681.85 | 7% |
2043 | 2,521.64 | 27% |
7761 | 9,301.42 | 100% |
2002-2003 | 2003-2004 | 2004-05 | 2005-2006 | 2006-07 | 2007-08 | 2008-09 | 2009-2010 | |||||||||
Gender – wise | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount |
Female | 552 | 346.50 | 408 | 408.00 | 28 | 19.00 | 15 | 21.00 | 1 | 5.00 | 62 | 141.93 | 369 | 600.40 | 487 | 730.50 |
Male | 932 | 585.00 | 1232 | 616.00 | 32 | 19.50 | 42 | 93.70 | 6 | 17.00 | 80 | 98.93 | 546 | 903.95 | 776 | 1,123.50 |
1484 | 931.50 | 1640 | 1024.00 | 60 | 38.50 | 57 | 114.70 | 7 | 22.00 | 142 | 240.86 | 915 | 1,504.35 | 1263 | 1,854.00 | |
2010-11 | 2011-12 | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | |||||||||
No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | No | Amount | |
220 | 330.00 | 101 | 230.51 | 206 | 298.50 | 276 | 403.50 | 10.00 | 28.50 | 2.00 | 7.50 | 1 | 4.50 | |||
324 | 486.00 | 137 | 410.07 | 262 | 422.75 | 634 | 979.50 | 20.00 | 65.00 | 0 | 0.00 | |||||
544 | 816.00 | 238 | 640.58 | 468 | 721.25 | 910 | 1383.00 | 0 | 0.00 | 30.00 | 93.50 | 2.00 | 7.50 | 1 | 4.50 |
2018-19 | 2019-20 | 2020-21 | ||||||||
No | Amount | No | Amount | No | Amount | |||||
0 | 0.00 | 0 | 0.00 | 0 | 0.00 | |||||
0 | 0.00 | 0 | 0.00 | 0 | 0.00 | |||||
0 | 0.00 | 0 | 0.00 | 0 | 0.00 |
Cumulative | ||
No | Amount | % |
2738 | 3,575.34 | 38% |
5023 | 5,820.90 | 62% |
7761 | 9,396.24 | 100% |